NEFT Full Form: National Electronic Funds Transfer – Complete Guide

Banking

National Electronic Funds Transfer

National Electronic Funds Transfer (NEFT) is a nation-wide payment system that enables individuals, firms, and corporates to transfer funds electronically from one bank account to another across India. It's one of the most popular methods of digital payments.

Availability

24x7 Service

Transaction Limit

No Upper Limit

Processing

Batch Processing

Key Features

  • One-to-One Funds Transfer
  • Pan-India Coverage
  • Secure Transactions
  • Multiple Channels (Mobile/Internet Banking)
  • Cost-Effective
  • No Minimum Amount Limit

Transaction Process

Step 1

Initiate Transfer

Step 2

Enter Beneficiary Details

Step 3

Amount & Purpose

Step 4

Verification

Step 5

Confirmation

Related Terms

RTGSIMPSUPIDigital BankingFund Transfer