Full Form of ATM

Full form of ATM is Automated Teller Machine. ATM is a computerised device that is used for making financial transactions from a bank account with automated or self-service banking features with no staff or personnel provided.


These machines are used to withdraw money from personal bank accounts. This makes banking process very easy because there is no need of human cashier for transaction. Plastic cards generally known as ATM Cards are one of the most popular methods of engaging a quick & convenient commercial or non-commercial transactions.

To use ATM you have to insert plastic ATM cards inside the ATM machines. Some machines allows swapping of cards and in some machines you have to drop your cards. These ATM cards contain your account details and other security information in the form of a magnetic strip. When you drop/swap your card, machine gets your account information and asks for your PIN number. ATM PIN is a security number provided by the bank with the ATM card and it is of 4 digit. PIN number is changeable, you can change it according to your convenience. ATM Machine allows financial transactions after you complete the authentication by entering the PIN number.


Along with its basic use of cash dispensing, you can deposit cash and cheque, fund transfer, cash withdrawal and balance enquiry, bill payments and mobile recharge etc. The first ATM was used by Chemical bank at New York (USA) in 1969.

Frequently asked questions answered above:
What is full form of ATM?
For what purpose ATM is used?
What information ATM Cards have?
Is pin number of ATM Card changeable?
When was first ATM used?

Some other Full Forms of ATM
ATM = Altamira Airport
ATM = Air Traffic Managemnt
ATM = Association of Teachers of Mathematics
ATM = Asynchronous Transfer Mode
ATM = Angkat Tentera Malaysia (Malaysian Armed Force)
ATM = A Thousand Miles
ATM = Anti-Tank Missilen
ATM = Army Ten-Miler
ATM = Anything That Moves
ATM = Above Type Manager

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